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FIRST FIDELITY CENTERS


FEATURED ADVERTISER: RESIDENTIAL LOANS
Lower My Rate - Refinance Loans

Now you can lower your rate and payment even if you purchased the property yesterday! Due to today's record low interest rate environment, our Traditional Refinance Loans are currently available with very low rates and associated payments.

Additionally, because you are not taking cash out, the qualifying requirements for this loan are extremely flexible. You can have imperfect credit and still receive excellent terms even on No Income, Asset or Job Verification programs!

These traditional loans allow you to choose among fixed-rate periods ranging from 2, 3, 5, 15 and 30 years. The loans are available on 1-4 unit Residential properties including duplexes and condos and offer many reduced documentation/qualifying options. Most of them offer Interest-Only payment options to further maximize your Cash Flow.

Don't guess whether we can save you money – find out today by calling us at 1-888-ZERO-DOWN (1-888-937-6369) or completing our free Determination of Eligibility form. It will cost you nothing to find out and you may even learn that we can save you hundreds of dollars per month on every property you own!


Special Terms and Features
CREDIT SCORE & DOCUMENTATION
Full Income, Asset and Job Verification: 580
NO Income Verification: 620
NO Income or Asset Verification: 620
NO Income, Asset or Job Verification: 660
LOAN OPTIONS
Eligible Property Types: 1-4 unit incl. Duplex, Condo, Townhome
Ineligible Property Types: Mobile, Mfd, 5+ Unit Residential
Fixed-Rate Options: Choice of 2, 3, 5, 15 or 30 years
Mortgage Insurance: NONE REQUIRED
Interest-Only Payments: YES
Minimum/Maximum Loan Size: 100k/500k-1.0M
OTHER
Geographic Restrictions: may not be available in AK,AR,MN


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